Corporate Banking
Cash Management
QAMAR Investment Bank offers current accounts in the following currencies:
EUR, USD, GBP, CHF (other currencies available upon request)
These accounts make it possible to process the fund transfers worldwide through the extensive network of correspondent banks or through EURO clearing systems (SEPA, STEP1 and Target2). Moreover, current accounts offer access to the wide range of services offered by the Bank.
E-banking access offers 24/7 access to the information relating to these accounts and the possibility to instruct payments around the clock.
The solution proposed by QAMAR Investment Bank. features Web based access or machine-to-machine connectivity that allows direct interaction between the customers’ accounting systems and current accounts.
Lending solutions
Project Finance
Project finance is a special art of lending to support borrowers’ investments in renewing their current and non-current assets. In such type of transactions a lender and an investor appeal to either non-recourse or limited recourse financing to ensure cash flow generation from the project in order to repay the loan.
The project finance has long–term tenor and its structure is normally designed to optimise the cost of finance for the project, respectively for an investor.
These two important drivers should obviously motivate an investor to use this sort of lending by offering it a credit product which permits to update equipment’s park, production facilities, infrastructure and etc.
Support for asset renewal
Providing long-term financing
Financing structure for cost optimisation
Structured Commodity Trade Finance
​Our structured commodity trade finance team focuses on providing financial solutions for cross-border commodity supply chains. The extensive expertise of QAMAR Investment Bank enables the Bank, among other things, to service the incoming and outgoing trade flows of related markets for traders worldwide.
Asset-based Lending
Asset-based lending is a specialized loan product that provides fully collateralized credit facilities by pledge of assets/assignment of receivables to borrowers to cover short-term expectations by means of revolving credit lines and medium-term needs through term loans.
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The loans are especially well-suited for manufacturers, distributors and service companies with a leveraged balance sheet whose seasonal needs and industry cycles often constrain their cash flow.
Support for stabilizing cash-flow
Tailor-made solutions
Trade Finance
Letter of Credit
A documentary credit or letter of credit is one of the most efficient forms of settlement under a commercial contract, as it increases security for the parties involved in a transaction. It also facilitates the financing of trade operations.
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QAMAR Investment Bank offers a wide range of Letter of credit operations such as:
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Issuance of letters of credit available by payment at sight
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Issuance of deferred payment letters of credit
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Advising of letters of credit issued by third banks
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Confirmation of letters of credit issued by third banks
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Discounting of letters of credit issued by third banks and confirmed by the Bank
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Issuance of stand by letters of credit
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Advising / confirmation of stand by letters of credit issued by third banks
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Recommendations on payment terms of commercial contracts
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Letters of credit are subject to the Uniform Customs and Practice for Documentary Credits (2007 Revision, ICC Publication No. 600).
Bank Guarantees
A documentary credit or letter of credit is one of the most efficient forms of settlement under a commercial contract, as it increases security for the parties involved in a transaction. It also facilitates the financing of trade operations.
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QAMAR Investment Bank offers a wide range of bank guarantee operations, such as issuing:
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Performance guarantees
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Advance payment guarantees
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Payment guarantees
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Tender guarantees / Bid bonds
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Customs guarantees
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Others
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Counter guarantees in favour of third banks.
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The Bank provides services under guarantees issued by correspondent banks, including advising and presentation of claims.
Guarantees are subject to the Uniform Rules for Demand Guarantees (2010 Revision, ICC Publication No. 758).
Documentary collection
QAMAR Investment Bank provides a full range of documentary collection operations to facilitate its clients’ imports and exports.
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A documentary collection is a form of settlement widely used in international trade. The seller retains control over the goods and the shipping documents until the presenting bank collects payment for the goods from the buyer. However, unlike a documentary credit, banks are under no obligation to make payment. The seller relies on the buyer’s ability and willingness to pay.
This form of settlement is used when there is a certain level of confidence between the counterparties involved in a commercial contract.
The parties benefit from a convenient and secure way of handling their imports and exports at reasonable cost.
Collections are subject to the Uniform Rules for Collections (1995 Revision, ICC Publication No. 522).
Custodian Services
Custodian Services
QAMAR Investment Bank offers its clients the full spectrum of custodian services relating to a broad range of securities (debt instruments, equities and investment funds) and precious metals certificates.
Agency functions
Escrow Account Services
To succeed, companies require a supportive and reliable banking partner. The bank offers a wide range of services designed to address its target clients’ general and specific business requirements.
Contact us
Hamchaku, Mutsamudu, Autonomes Island of Anjouan, Union of Comoros